Call reports 2018
HIBERNIA BANK — 2018
What HIBERNIA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,808,000 | 95,905,000 | 197,147,000 | 194,043,000 |
| Total loans | 52,768,000 | 52,044,000 | 153,744,000 | 151,295,000 |
| Allowance for loan losses | 371,000 | 366,000 | 390,000 | 419,000 |
| Securities available for sale | 15,076,000 | 5,765,000 | 11,519,000 | 11,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,059,000 | 46,757,000 | 151,676,000 | 142,916,000 |
| Interest-bearing deposits | 44,817,000 | 46,384,000 | 140,737,000 | 131,558,000 |
| Noninterest-bearing deposits | 242,000 | 373,000 | 10,939,000 | 11,358,000 |
| Equity capital | 30,799,000 | 30,454,000 | 30,094,000 | 32,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,471,000 | 3,604,000 | 5,917,000 |
| Interest expense | 151,000 | 327,000 | 880,000 | 1,445,000 |
| Net interest income | 583,000 | 1,144,000 | 2,724,000 | 4,472,000 |
| Noninterest income | 0 | 0 | 70,000 | 3,648,000 |
| Noninterest expense | 640,000 | 1,692,000 | 3,529,000 | 5,221,000 |
| Provision for loan losses | -12,000 | -17,000 | 7,000 | 36,000 |
| Pretax income | -45,000 | -919,000 | -1,130,000 | 1,639,000 |
| Income tax | -22,000 | -217,000 | -134,000 | 455,000 |
| Net income | -23,000 | -722,000 | -996,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,540,000 | 30,841,000 | 23,241,000 | 25,705,000 |
| Total capital | 31,911,000 | 31,207,000 | 23,631,000 | 26,124,000 |
| Risk-weighted assets | 39,093,000 | 62,439,000 | 117,689,000 | 111,962,000 |