Call reports 2017
HIBERNIA BANK — 2017
What HIBERNIA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,859,000 | 83,709,000 | 82,679,000 | 81,079,000 |
| Total loans | 53,263,000 | 51,500,000 | 56,063,000 | 54,250,000 |
| Allowance for loan losses | 344,000 | 335,000 | 392,000 | 383,000 |
| Securities available for sale | 21,678,000 | 21,855,000 | 15,937,000 | 15,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,747,000 | 43,563,000 | 43,618,000 | 43,324,000 |
| Interest-bearing deposits | 38,518,000 | 43,228,000 | 43,146,000 | 42,859,000 |
| Noninterest-bearing deposits | 229,000 | 335,000 | 472,000 | 465,000 |
| Equity capital | 30,974,000 | 31,443,000 | 31,412,000 | 31,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,445,000 | 2,181,000 | 2,929,000 |
| Interest expense | 146,000 | 298,000 | 452,000 | 605,000 |
| Net interest income | 572,000 | 1,147,000 | 1,729,000 | 2,324,000 |
| Noninterest income | 0 | 0 | 0 | 51,000 |
| Noninterest expense | 427,000 | 830,000 | 1,380,000 | 2,073,000 |
| Provision for loan losses | 101,000 | 92,000 | 149,000 | 140,000 |
| Pretax income | -99,000 | 82,000 | 48,000 | 10,000 |
| Income tax | -43,000 | 7,000 | 0 | -10,000 |
| Net income | -73,000 | 58,000 | 32,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,487,000 | 31,618,000 | 31,592,000 | 31,615,000 |
| Total capital | 31,831,000 | 31,953,000 | 31,984,000 | 31,998,000 |
| Risk-weighted assets | 35,860,000 | 35,041,000 | 40,408,000 | 39,481,000 |