Call reports 2016
HIBERNIA BANK — 2016
What HIBERNIA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,998,000 | 77,400,000 | 77,929,000 | 74,816,000 |
| Total loans | 29,797,000 | 28,776,000 | 27,555,000 | 26,145,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 27,950,000 |
| Securities held to maturity | 37,010,000 | 40,321,000 | 38,873,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,358,000 | 42,722,000 | 41,178,000 | 39,641,000 |
| Interest-bearing deposits | 43,063,000 | 42,303,000 | 40,648,000 | 39,148,000 |
| Noninterest-bearing deposits | 295,000 | 419,000 | 530,000 | 493,000 |
| Equity capital | 31,566,000 | 31,611,000 | 31,610,000 | 30,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,092,000 | 1,622,000 | 2,103,000 |
| Interest expense | 99,000 | 198,000 | 300,000 | 403,000 |
| Net interest income | 449,000 | 894,000 | 1,322,000 | 1,700,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 376,000 | 756,000 | 1,218,000 | 1,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 153,000 | 119,000 | 9,000 |
| Income tax | 25,000 | 45,000 | 12,000 | -48,000 |
| Net income | 63,000 | 108,000 | 107,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,566,000 | 31,611,000 | 31,610,000 | 31,560,000 |
| Total capital | 31,809,000 | 31,854,000 | 31,853,000 | 31,803,000 |
| Risk-weighted assets | 24,702,000 | 25,240,000 | 25,210,000 | 25,180,000 |