Call reports 2015
HIBERNIA BANK — 2015
What HIBERNIA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,202,000 | 77,393,000 | 76,886,000 | 75,600,000 |
| Total loans | 30,524,000 | 30,312,000 | 30,240,000 | 29,921,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,969,000 | 34,825,000 | 32,946,000 | 31,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,671,000 | 45,790,000 | 45,283,000 | 44,074,000 |
| Interest-bearing deposits | 46,343,000 | 45,342,000 | 44,695,000 | 43,523,000 |
| Noninterest-bearing deposits | 328,000 | 448,000 | 588,000 | 551,000 |
| Equity capital | 31,458,000 | 31,508,000 | 31,506,000 | 31,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,130,000 | 1,681,000 | 2,234,000 |
| Interest expense | 115,000 | 225,000 | 331,000 | 433,000 |
| Net interest income | 460,000 | 905,000 | 1,350,000 | 1,801,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 366,000 | 732,000 | 1,176,000 | 1,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 173,000 | 174,000 | 162,000 |
| Income tax | 35,000 | 64,000 | 67,000 | 58,000 |
| Net income | 59,000 | 109,000 | 107,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,458,000 | 31,508,000 | 31,506,000 | 31,503,000 |
| Total capital | 31,701,000 | 31,751,000 | 31,749,000 | 31,746,000 |
| Risk-weighted assets | 24,106,000 | 24,017,000 | 24,108,000 | 23,892,000 |