Call reports 2014
HIBERNIA BANK — 2014
What HIBERNIA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,019,000 | 81,003,000 | 80,741,000 | 79,467,000 |
| Total loans | 32,353,000 | 32,133,000 | 32,124,000 | 31,810,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,439,000 | 39,661,000 | 38,190,000 | 36,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,638,000 | 49,605,000 | 49,273,000 | 48,055,000 |
| Interest-bearing deposits | 51,333,000 | 49,143,000 | 48,646,000 | 47,437,000 |
| Noninterest-bearing deposits | 305,000 | 461,000 | 627,000 | 618,000 |
| Equity capital | 31,287,000 | 31,362,000 | 31,385,000 | 31,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,254,000 | 1,868,000 | 2,475,000 |
| Interest expense | 142,000 | 274,000 | 403,000 | 526,000 |
| Net interest income | 499,000 | 980,000 | 1,465,000 | 1,949,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 367,000 | 731,000 | 1,178,000 | 1,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 249,000 | 287,000 | 318,000 |
| Income tax | 43,000 | 85,000 | 100,000 | 117,000 |
| Net income | 89,000 | 164,000 | 187,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,287,000 | 31,362,000 | 31,385,000 | 31,399,000 |
| Total capital | 31,530,000 | 31,605,000 | 31,628,000 | 31,642,000 |
| Risk-weighted assets | 24,636,000 | 24,368,000 | 24,739,000 | 24,563,000 |