Call reports 2013
HIBERNIA BANK — 2013
What HIBERNIA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 86,423,000 | 85,829,000 | 86,464,000 | 85,969,000 |
| Total loans | 34,010,000 | 33,859,000 | 33,409,000 | 32,582,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,915,000 | 32,966,000 | 40,806,000 | 42,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,200,000 | 54,619,000 | 55,183,000 | 54,748,000 |
| Interest-bearing deposits | 54,944,000 | 54,248,000 | 54,608,000 | 54,162,000 |
| Noninterest-bearing deposits | 256,000 | 371,000 | 575,000 | 586,000 |
| Equity capital | 31,112,000 | 31,162,000 | 31,185,000 | 31,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,284,000 | 1,919,000 | 2,575,000 |
| Interest expense | 185,000 | 360,000 | 532,000 | 696,000 |
| Net interest income | 486,000 | 924,000 | 1,387,000 | 1,879,000 |
| Noninterest income | -2,000 | 0 | 3,000 | -16,000 |
| Noninterest expense | 365,000 | 727,000 | 1,157,000 | 1,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 197,000 | 233,000 | 255,000 |
| Income tax | 46,000 | 74,000 | 87,000 | 96,000 |
| Net income | 73,000 | 123,000 | 146,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,112,000 | 31,162,000 | 31,185,000 | 31,198,000 |
| Total capital | 31,355,000 | 31,405,000 | 31,428,000 | 31,441,000 |
| Risk-weighted assets | 28,528,000 | 27,713,000 | 26,528,000 | 25,201,000 |