Call reports 2012
HIBERNIA BANK — 2012
What HIBERNIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,168,000 | 90,311,000 | 89,626,000 | 88,003,000 |
| Total loans | 35,081,000 | 34,904,000 | 34,732,000 | 34,495,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,645,000 | 41,968,000 | 35,344,000 | 34,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,166,000 | 59,264,000 | 58,486,000 | 56,906,000 |
| Interest-bearing deposits | 58,923,000 | 58,884,000 | 57,936,000 | 56,327,000 |
| Noninterest-bearing deposits | 243,000 | 380,000 | 550,000 | 579,000 |
| Equity capital | 30,809,000 | 30,966,000 | 31,002,000 | 31,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,676,000 | 2,389,000 | 3,087,000 |
| Interest expense | 236,000 | 464,000 | 685,000 | 891,000 |
| Net interest income | 606,000 | 1,212,000 | 1,704,000 | 2,196,000 |
| Noninterest income | -10,000 | -10,000 | -10,000 | -10,000 |
| Noninterest expense | 371,000 | 730,000 | 1,159,000 | 1,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 225,000 | 472,000 | 535,000 | 577,000 |
| Income tax | 82,000 | 172,000 | 199,000 | 204,000 |
| Net income | 143,000 | 300,000 | 336,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,809,000 | 30,966,000 | 31,002,000 | 31,039,000 |
| Total capital | 31,052,000 | 31,209,000 | 31,245,000 | 31,282,000 |
| Risk-weighted assets | 29,269,000 | 29,283,000 | 29,134,000 | 28,918,000 |