Call reports 2026
FARMERS & MERCHANTS STATE BANK — 2026
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 245,569,000 | 245,590,000 |
| Total loans | 207,794,000 | 214,225,000 |
| Allowance for loan losses | 2,384,000 | 2,384,000 |
| Securities available for sale | 15,898,000 | 14,890,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 183,746,000 | 183,037,000 |
| Interest-bearing deposits | 149,037,000 | 145,886,000 |
| Noninterest-bearing deposits | 34,709,000 | 37,151,000 |
| Equity capital | 26,075,000 | 26,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,116,000 | 6,377,000 |
| Interest expense | 1,152,000 | 2,317,000 |
| Net interest income | 1,964,000 | 4,060,000 |
| Noninterest income | 321,000 | 663,000 |
| Noninterest expense | 1,662,000 | 3,306,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 623,000 | 1,417,000 |
| Income tax | 130,000 | 297,000 |
| Net income | 493,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,732,000 | 27,359,000 |