Call reports 2012
FARMERS & MERCHANTS STATE BANK — 2012
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,491,000 | 140,512,000 | 147,301,000 | 168,756,000 |
| Total loans | 109,069,000 | 111,127,000 | 117,696,000 | 117,187,000 |
| Allowance for loan losses | 1,771,000 | 2,029,000 | 2,084,000 | 2,082,000 |
| Securities available for sale | 25,008,000 | 22,360,000 | 21,677,000 | 19,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,835,000 | 107,083,000 | 105,918,000 | 127,571,000 |
| Interest-bearing deposits | 92,729,000 | 90,034,000 | 89,730,000 | 95,671,000 |
| Noninterest-bearing deposits | 17,106,000 | 17,049,000 | 16,188,000 | 31,900,000 |
| Equity capital | 16,808,000 | 16,988,000 | 17,337,000 | 17,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,182,000 | 4,853,000 | 6,517,000 |
| Interest expense | 385,000 | 736,000 | 1,061,000 | 1,375,000 |
| Net interest income | 1,194,000 | 2,446,000 | 3,792,000 | 5,142,000 |
| Noninterest income | 286,000 | 552,000 | 922,000 | 1,204,000 |
| Noninterest expense | 950,000 | 1,902,000 | 3,010,000 | 4,077,000 |
| Provision for loan losses | 415,000 | 698,000 | 769,000 | 840,000 |
| Pretax income | 115,000 | 398,000 | 935,000 | 1,429,000 |
| Income tax | 3,000 | 77,000 | 255,000 | 418,000 |
| Net income | 112,000 | 321,000 | 680,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,176,000 | 16,386,000 | 16,744,000 | 16,606,000 |
| Total capital | 17,594,000 | 17,768,000 | 18,237,000 | 18,152,000 |
| Risk-weighted assets | 116,800,000 | 113,908,000 | 118,873,000 | 123,125,000 |