Call reports 2009
BANK OF FLORIDA - SOUTHEAST — 2009
What BANK OF FLORIDA - SOUTHEAST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 538,027,000 | 509,937,000 | 527,281,000 | 535,678,000 |
| Total loans | 443,798,000 | 439,449,000 | 437,125,000 | 435,146,000 |
| Allowance for loan losses | 8,391,000 | 7,526,000 | 9,164,000 | 11,686,000 |
| Securities available for sale | 39,926,000 | 36,709,000 | 39,031,000 | 58,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,587,000 | 389,820,000 | 436,181,000 | 448,735,000 |
| Interest-bearing deposits | 375,598,000 | 345,554,000 | 387,252,000 | 404,984,000 |
| Noninterest-bearing deposits | 47,989,000 | 44,266,000 | 48,929,000 | 43,751,000 |
| Equity capital | 52,332,000 | 50,138,000 | 36,382,000 | 21,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,983,000 | 13,429,000 | 20,207,000 | 26,559,000 |
| Interest expense | 3,067,000 | 5,826,000 | 8,506,000 | 11,602,000 |
| Net interest income | 3,916,000 | 7,603,000 | 11,701,000 | 14,957,000 |
| Noninterest income | 182,000 | 454,000 | 1,078,000 | 1,266,000 |
| Noninterest expense | 3,817,000 | 8,092,000 | 23,296,000 | 27,374,000 |
| Provision for loan losses | 2,784,000 | 6,351,000 | 11,058,000 | 19,557,000 |
| Pretax income | -2,503,000 | -5,869,000 | -20,728,000 | -29,202,000 |
| Income tax | -940,000 | -2,204,000 | -3,506,000 | 2,169,000 |
| Net income | -1,563,000 | -3,665,000 | -17,222,000 | -31,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,393,000 | 33,327,000 | 30,804,000 | 19,497,000 |
| Total capital | 44,966,000 | 44,841,000 | 42,238,000 | 28,727,000 |
| Risk-weighted assets | 442,942,000 | 439,057,000 | 430,805,000 | 444,326,000 |