Call reports 2007
BANK OF FLORIDA - SOUTHEAST — 2007
What BANK OF FLORIDA - SOUTHEAST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 423,377,000 | 434,606,000 | 463,303,000 | 455,668,000 |
| Total loans | 355,145,000 | 375,182,000 | 390,448,000 | 393,586,000 |
| Allowance for loan losses | 3,323,000 | 3,552,000 | 3,663,000 | 4,395,000 |
| Securities available for sale | 21,892,000 | 20,107,000 | 20,058,000 | 17,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,156,000 | 316,026,000 | 355,711,000 | 347,405,000 |
| Interest-bearing deposits | 266,092,000 | 259,349,000 | 307,571,000 | 302,660,000 |
| Noninterest-bearing deposits | 64,064,000 | 56,677,000 | 48,140,000 | 44,745,000 |
| Equity capital | 47,322,000 | 47,630,000 | 50,952,000 | 51,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,377,000 | 15,028,000 | 23,531,000 | 31,629,000 |
| Interest expense | 3,341,000 | 6,845,000 | 10,813,000 | 14,817,000 |
| Net interest income | 4,036,000 | 8,183,000 | 12,718,000 | 16,812,000 |
| Noninterest income | 347,000 | 628,000 | 481,000 | 822,000 |
| Noninterest expense | 3,541,000 | 6,964,000 | 10,416,000 | 13,971,000 |
| Provision for loan losses | 179,000 | 402,000 | 513,000 | 1,247,000 |
| Pretax income | 663,000 | 1,445,000 | 2,270,000 | 2,416,000 |
| Income tax | 259,000 | 574,000 | 906,000 | 920,000 |
| Net income | 404,000 | 871,000 | 1,364,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,225,000 | 33,661,000 | 36,712,000 | 36,742,000 |
| Total capital | 42,548,000 | 43,213,000 | 46,375,000 | 47,137,000 |
| Risk-weighted assets | 384,434,000 | 410,784,000 | 420,766,000 | 433,795,000 |