Call reports 2006
BANK OF FLORIDA - SOUTHEAST — 2006
What BANK OF FLORIDA - SOUTHEAST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 232,755,000 | 281,459,000 | 374,079,000 | 396,203,000 |
| Total loans | 195,882,000 | 217,209,000 | 299,637,000 | 334,248,000 |
| Allowance for loan losses | 1,799,000 | 2,002,000 | 2,789,000 | 3,144,000 |
| Securities available for sale | 12,924,000 | 22,478,000 | 22,223,000 | 22,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,885,000 | 236,809,000 | 301,872,000 | 313,343,000 |
| Interest-bearing deposits | 147,826,000 | 185,831,000 | 236,366,000 | 253,991,000 |
| Noninterest-bearing deposits | 53,059,000 | 50,978,000 | 65,506,000 | 59,352,000 |
| Equity capital | 17,489,000 | 17,866,000 | 40,018,000 | 41,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,614,000 | 8,218,000 | 13,007,000 | 20,809,000 |
| Interest expense | 922,000 | 2,548,000 | 3,894,000 | 7,687,000 |
| Net interest income | 2,692,000 | 5,670,000 | 9,113,000 | 13,122,000 |
| Noninterest income | 142,000 | 307,000 | 397,000 | 696,000 |
| Noninterest expense | 2,113,000 | 4,398,000 | 6,954,000 | 9,984,000 |
| Provision for loan losses | 259,000 | 508,000 | 710,000 | 1,059,000 |
| Pretax income | 462,000 | 1,071,000 | 1,846,000 | 2,775,000 |
| Income tax | 177,000 | 406,000 | 484,000 | 841,000 |
| Net income | 285,000 | 665,000 | 1,362,000 | 1,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,280,000 | 17,646,000 | 27,093,000 | 27,342,000 |
| Total capital | 25,079,000 | 25,648,000 | 35,882,000 | 36,486,000 |
| Risk-weighted assets | 213,694,000 | 239,988,000 | 326,889,000 | 345,380,000 |