Call reports 2005
BANK OF FLORIDA - SOUTHEAST — 2005
What BANK OF FLORIDA - SOUTHEAST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 168,158,000 | 200,615,000 | 195,067,000 | 205,558,000 |
| Total loans | 112,076,000 | 131,729,000 | 153,914,000 | 167,315,000 |
| Allowance for loan losses | 1,021,000 | 1,138,000 | 1,365,000 | 1,540,000 |
| Securities available for sale | 13,233,000 | 13,662,000 | 13,406,000 | 13,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,912,000 | 182,230,000 | 175,939,000 | 182,004,000 |
| Interest-bearing deposits | 117,454,000 | 129,269,000 | 130,672,000 | 132,137,000 |
| Noninterest-bearing deposits | 39,458,000 | 52,961,000 | 45,267,000 | 49,867,000 |
| Equity capital | 10,957,000 | 14,922,000 | 15,453,000 | 17,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 4,211,000 | 7,127,000 | 10,281,000 |
| Interest expense | 409,000 | 892,000 | 1,495,000 | 2,334,000 |
| Net interest income | 1,468,000 | 3,319,000 | 5,632,000 | 7,947,000 |
| Noninterest income | 70,000 | 195,000 | 237,000 | 495,000 |
| Noninterest expense | 1,413,000 | 2,835,000 | 4,384,000 | 6,096,000 |
| Provision for loan losses | 0 | 117,000 | 344,000 | 519,000 |
| Pretax income | 125,000 | 562,000 | 1,141,000 | 1,827,000 |
| Income tax | 0 | 0 | 0 | -1,109,000 |
| Net income | 125,000 | 562,000 | 1,141,000 | 2,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,985,000 | 14,922,000 | 15,501,000 | 17,060,000 |
| Total capital | 12,006,000 | 16,060,000 | 19,866,000 | 24,600,000 |
| Risk-weighted assets | 118,651,000 | 149,591,000 | 161,480,000 | 181,337,000 |