Call reports 2004
BANK OF FLORIDA - SOUTHEAST — 2004
What BANK OF FLORIDA - SOUTHEAST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 84,423,000 | 85,671,000 | 117,959,000 | 144,824,000 |
| Total loans | 71,365,000 | 72,602,000 | 86,021,000 | 103,158,000 |
| Allowance for loan losses | 699,000 | 759,000 | 846,000 | 1,021,000 |
| Securities available for sale | 1,794,000 | 1,558,000 | 1,461,000 | 11,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,472,000 | 79,034,000 | 107,498,000 | 133,732,000 |
| Interest-bearing deposits | 54,628,000 | 63,979,000 | 87,037,000 | 96,763,000 |
| Noninterest-bearing deposits | 19,844,000 | 15,055,000 | 20,461,000 | 36,969,000 |
| Equity capital | 6,515,000 | 6,489,000 | 10,208,000 | 10,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,819,000 | 2,968,000 | 4,444,000 |
| Interest expense | 203,000 | 454,000 | 762,000 | 1,142,000 |
| Net interest income | 628,000 | 1,365,000 | 2,206,000 | 3,302,000 |
| Noninterest income | 30,000 | 61,000 | 131,000 | 211,000 |
| Noninterest expense | 647,000 | 1,346,000 | 2,086,000 | 3,189,000 |
| Provision for loan losses | 180,000 | 240,000 | 327,000 | 502,000 |
| Pretax income | -169,000 | -160,000 | -76,000 | -178,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -169,000 | -160,000 | -76,000 | -178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,519,000 | 6,528,000 | 10,212,000 | 10,860,000 |
| Total capital | 7,218,000 | 7,287,000 | 11,058,000 | 11,881,000 |
| Risk-weighted assets | 68,599,000 | 72,280,000 | 96,929,000 | 108,205,000 |