Call report 2002Q4
VALLEY BANK — 2002Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,467,000 | USD | evidence → |
| Total loans | 18,084,000 | USD | evidence → |
| Allowance for loan losses | 213,000 | USD | evidence → |
| Securities available for sale | 105,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,447,000 | USD | evidence → |
| Interest-bearing deposits | 13,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,799,000 | USD | evidence → |
| Equity capital | 3,905,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,131,000 | USD | evidence → |
| Interest expense | 199,000 | USD | evidence → |
| Net interest income | 932,000 | USD | evidence → |
| Noninterest income | 73,000 | USD | evidence → |
| Noninterest expense | 891,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 54,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 37,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,900,000 | USD | evidence → |
| Total capital | 4,113,000 | USD | evidence → |
| Risk-weighted assets | 19,732,000 | USD | evidence → |