Call reports 2001
UNITED COMMUNITY BANK TOWNS COUNTY — 2001
What UNITED COMMUNITY BANK TOWNS COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,266,000 | 104,911,000 | 105,858,000 | 106,239,000 |
| Total loans | 77,019,000 | 79,260,000 | 78,425,000 | 79,230,000 |
| Allowance for loan losses | 1,033,000 | 1,032,000 | 1,009,000 | 941,000 |
| Securities available for sale | 20,764,000 | 19,787,000 | 19,908,000 | 18,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,793,000 | 88,636,000 | 82,713,000 | 83,486,000 |
| Interest-bearing deposits | 80,978,000 | 81,113,000 | 73,666,000 | 74,073,000 |
| Noninterest-bearing deposits | 5,815,000 | 7,523,000 | 9,047,000 | 9,413,000 |
| Equity capital | 8,457,000 | 8,881,000 | 8,994,000 | 9,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,498,000 | 6,662,000 | 8,687,000 |
| Interest expense | 1,202,000 | 2,299,000 | 3,273,000 | 4,090,000 |
| Net interest income | 1,088,000 | 2,199,000 | 3,389,000 | 4,597,000 |
| Noninterest income | 117,000 | 225,000 | 361,000 | 463,000 |
| Noninterest expense | 602,000 | 1,192,000 | 1,842,000 | 2,517,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 578,000 | 1,184,000 | 1,839,000 | 2,449,000 |
| Income tax | 193,000 | 394,000 | 609,000 | 811,000 |
| Net income | 385,000 | 790,000 | 1,230,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,197,000 | 8,603,000 | 8,557,000 | 8,968,000 |
| Total capital | 9,069,000 | 9,512,000 | 9,465,000 | 9,879,000 |
| Risk-weighted assets | 69,475,000 | 72,625,000 | 72,610,000 | 72,816,000 |