Call reports 2015
PALMETTO BANK, THE — 2015
What PALMETTO BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 1,173,851,000 | 1,165,004,000 |
| Total loans | 835,629,000 | 827,185,000 |
| Allowance for loan losses | 12,914,000 | 12,789,000 |
| Securities available for sale | 211,968,000 | 203,048,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 10,114,000 | 10,090,000 |
| Total deposits | 968,930,000 | 978,042,000 |
| Interest-bearing deposits | 759,600,000 | 764,176,000 |
| Noninterest-bearing deposits | 209,330,000 | 213,866,000 |
| Equity capital | 135,613,000 | 136,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 9,986,000 | 20,237,000 |
| Interest expense | 135,000 | 274,000 |
| Net interest income | 9,851,000 | 19,963,000 |
| Noninterest income | 3,978,000 | 7,463,000 |
| Noninterest expense | 9,188,000 | 18,638,000 |
| Provision for loan losses | 400,000 | -550,000 |
| Pretax income | 4,270,000 | 9,391,000 |
| Income tax | 1,573,000 | 3,187,000 |
| Net income | 2,697,000 | 6,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 134,045,000 | 136,349,000 |
| Total capital | 145,810,000 | 148,181,000 |
| Risk-weighted assets | 933,594,000 | 939,688,000 |