Call reports 2001
PALMETTO BANK, THE — 2001
What PALMETTO BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 689,678,000 | 706,252,000 | 713,573,000 | 735,112,000 |
| Total loans | 519,930,000 | 554,594,000 | 551,972,000 | 563,875,000 |
| Allowance for loan losses | 5,584,000 | 5,760,000 | 5,611,000 | 5,658,000 |
| Securities available for sale | 96,609,000 | 88,203,000 | 97,266,000 | 95,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,812,000 | 634,073,000 | 636,487,000 | 656,719,000 |
| Interest-bearing deposits | 512,585,000 | 524,371,000 | 536,056,000 | 554,153,000 |
| Noninterest-bearing deposits | 98,227,000 | 109,702,000 | 100,431,000 | 102,566,000 |
| Equity capital | 53,455,000 | 54,649,000 | 57,022,000 | 57,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 12,317,000 | 24,735,000 | 37,078,000 | 49,271,000 |
| Interest expense | 5,532,000 | 10,629,000 | 15,396,000 | 19,549,000 |
| Net interest income | 6,785,000 | 14,106,000 | 21,682,000 | 29,722,000 |
| Noninterest income | 2,602,000 | 6,080,000 | 9,311,000 | 12,708,000 |
| Noninterest expense | 6,181,000 | 12,572,000 | 19,389,000 | 26,490,000 |
| Provision for loan losses | 850,000 | 2,238,000 | 3,138,000 | 4,038,000 |
| Pretax income | 2,356,000 | 5,376,000 | 8,466,000 | 12,062,000 |
| Income tax | 670,000 | 1,586,000 | 2,468,000 | 3,600,000 |
| Net income | 1,686,000 | 3,790,000 | 5,998,000 | 8,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,788,000 | 50,240,000 | 51,891,000 | 53,740,000 |
| Total capital | 54,372,000 | 56,000,000 | 57,502,000 | 59,398,000 |
| Risk-weighted assets | 521,641,000 | 550,250,000 | 546,309,000 | 561,336,000 |