Call reports 2026
PATRONS BANK, NATIONAL ASSOCIATION — 2026
What PATRONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 301,964,000 | 314,467,000 |
| Total loans | 179,911,000 | 190,896,000 |
| Allowance for loan losses | 2,797,000 | 3,097,000 |
| Securities available for sale | 95,251,000 | 93,421,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 261,086,000 | 275,417,000 |
| Interest-bearing deposits | 200,110,000 | 214,423,000 |
| Noninterest-bearing deposits | 60,976,000 | 60,994,000 |
| Equity capital | 29,854,000 | 29,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,862,000 | 8,137,000 |
| Interest expense | 1,058,000 | 2,218,000 |
| Net interest income | 2,804,000 | 5,919,000 |
| Noninterest income | 587,000 | 1,107,000 |
| Noninterest expense | 2,599,000 | 5,326,000 |
| Provision for loan losses | 25,000 | 50,000 |
| Pretax income | 767,000 | 1,650,000 |
| Income tax | 0 | 0 |
| Net income | 767,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,571,000 | 34,004,000 |
| Total capital | 36,368,000 | 37,101,000 |
| Risk-weighted assets | 239,752,000 | 260,811,000 |