Call reports 2022
PATRONS BANK, NATIONAL ASSOCIATION — 2022
What PATRONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 290,396,000 | 285,521,000 | 283,435,000 | 285,441,000 |
| Total loans | 167,124,000 | 167,902,000 | 167,007,000 | 159,868,000 |
| Allowance for loan losses | 3,072,000 | 3,158,000 | 3,226,000 | 3,224,000 |
| Securities available for sale | 103,005,000 | 97,422,000 | 93,372,000 | 99,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,519,000 | 257,539,000 | 255,458,000 | 258,110,000 |
| Interest-bearing deposits | 184,880,000 | 188,615,000 | 184,941,000 | 187,500,000 |
| Noninterest-bearing deposits | 64,639,000 | 68,924,000 | 70,517,000 | 70,610,000 |
| Equity capital | 29,227,000 | 24,438,000 | 23,635,000 | 23,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,785,000 | 8,758,000 | 11,937,000 |
| Interest expense | 125,000 | 268,000 | 449,000 | 714,000 |
| Net interest income | 2,669,000 | 5,517,000 | 8,309,000 | 11,223,000 |
| Noninterest income | 615,000 | 1,285,000 | 1,998,000 | 3,013,000 |
| Noninterest expense | 2,235,000 | 4,576,000 | 6,781,000 | 9,216,000 |
| Provision for loan losses | 135,000 | 214,000 | 283,000 | 353,000 |
| Pretax income | 914,000 | 2,012,000 | 3,243,000 | 4,667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 914,000 | 2,012,000 | 3,243,000 | 4,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,014,000 | 32,677,000 | 33,473,000 | 32,076,000 |
| Total capital | 34,937,000 | 35,576,000 | 36,330,000 | 34,846,000 |
| Risk-weighted assets | 233,755,000 | 231,740,000 | 228,230,000 | 221,172,000 |