Call reports 2021
PATRONS BANK, NATIONAL ASSOCIATION — 2021
What PATRONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 280,943,000 | 287,264,000 | 290,541,000 | 293,629,000 |
| Total loans | 155,605,000 | 159,321,000 | 161,833,000 | 164,644,000 |
| Allowance for loan losses | 2,646,000 | 2,773,000 | 2,896,000 | 2,971,000 |
| Securities available for sale | 89,638,000 | 97,168,000 | 103,863,000 | 110,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,755,000 | 242,441,000 | 244,866,000 | 244,325,000 |
| Interest-bearing deposits | 178,124,000 | 181,998,000 | 166,196,000 | 182,679,000 |
| Noninterest-bearing deposits | 59,631,000 | 60,443,000 | 78,670,000 | 61,646,000 |
| Equity capital | 35,104,000 | 35,939,000 | 36,789,000 | 34,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,605,000 | 5,208,000 | 7,875,000 | 10,546,000 |
| Interest expense | 177,000 | 322,000 | 452,000 | 580,000 |
| Net interest income | 2,428,000 | 4,886,000 | 7,423,000 | 9,966,000 |
| Noninterest income | 550,000 | 1,221,000 | 2,127,000 | 2,875,000 |
| Noninterest expense | 1,856,000 | 3,868,000 | 5,907,000 | 8,227,000 |
| Provision for loan losses | 141,000 | 278,000 | 416,000 | 554,000 |
| Pretax income | 981,000 | 1,961,000 | 3,227,000 | 4,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 981,000 | 1,961,000 | 3,227,000 | 4,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,459,000 | 32,144,000 | 32,976,000 | 31,533,000 |
| Total capital | 33,067,000 | 34,786,000 | 35,712,000 | 34,029,000 |
| Risk-weighted assets | 208,598,000 | 211,226,000 | 218,733,000 | 199,210,000 |