Call reports 2018
PATRONS BANK, NATIONAL ASSOCIATION — 2018
What PATRONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 265,874,000 | 268,731,000 | 264,021,000 | 263,267,000 |
| Total loans | 140,733,000 | 144,206,000 | 139,055,000 | 144,127,000 |
| Allowance for loan losses | 2,337,000 | 2,355,000 | 2,340,000 | 2,116,000 |
| Securities available for sale | 95,888,000 | 95,292,000 | 97,746,000 | 97,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,449,000 | 234,618,000 | 229,488,000 | 229,720,000 |
| Interest-bearing deposits | 184,234,000 | 185,160,000 | 178,996,000 | 179,673,000 |
| Noninterest-bearing deposits | 48,215,000 | 49,458,000 | 50,492,000 | 50,047,000 |
| Equity capital | 30,749,000 | 31,106,000 | 31,202,000 | 30,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,427,000 | 8,265,000 | 11,082,000 |
| Interest expense | 313,000 | 700,000 | 1,110,000 | 1,547,000 |
| Net interest income | 2,330,000 | 4,727,000 | 7,155,000 | 9,535,000 |
| Noninterest income | 486,000 | 969,000 | 1,451,000 | 1,964,000 |
| Noninterest expense | 1,856,000 | 3,699,000 | 5,560,000 | 7,351,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 138,000 |
| Pretax income | 960,000 | 1,996,000 | 3,045,000 | 4,010,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 960,000 | 1,996,000 | 3,045,000 | 4,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,175,000 | 30,728,000 | 31,292,000 | 30,172,000 |
| Total capital | 32,512,000 | 33,083,000 | 33,632,000 | 32,288,000 |
| Risk-weighted assets | 195,084,000 | 198,974,000 | 193,931,000 | 202,235,000 |