Call reports 2017
PATRONS BANK, NATIONAL ASSOCIATION — 2017
What PATRONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 252,138,000 | 259,200,000 | 255,677,000 | 261,764,000 |
| Total loans | 134,132,000 | 138,947,000 | 138,165,000 | 137,079,000 |
| Allowance for loan losses | 2,287,000 | 2,391,000 | 2,632,000 | 2,328,000 |
| Securities available for sale | 92,921,000 | 93,773,000 | 92,928,000 | 92,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,819,000 | 217,351,000 | 217,833,000 | 227,261,000 |
| Interest-bearing deposits | 168,878,000 | 162,663,000 | 172,383,000 | 181,469,000 |
| Noninterest-bearing deposits | 47,941,000 | 54,688,000 | 45,450,000 | 45,792,000 |
| Equity capital | 31,763,000 | 33,028,000 | 33,373,000 | 31,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,954,000 | 7,715,000 | 10,286,000 |
| Interest expense | 229,000 | 478,000 | 751,000 | 1,031,000 |
| Net interest income | 2,198,000 | 4,476,000 | 6,964,000 | 9,255,000 |
| Noninterest income | 528,000 | 1,002,000 | 1,480,000 | 1,964,000 |
| Noninterest expense | 1,970,000 | 3,851,000 | 5,737,000 | 7,699,000 |
| Provision for loan losses | 89,000 | 179,000 | 253,000 | 253,000 |
| Pretax income | 667,000 | 1,460,000 | 2,484,000 | 3,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 667,000 | 1,460,000 | 2,484,000 | 3,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,561,000 | 29,866,000 | 30,402,000 | 29,791,000 |
| Total capital | 31,848,000 | 32,257,000 | 32,781,000 | 32,119,000 |
| Risk-weighted assets | 188,035,000 | 194,490,000 | 190,028,000 | 190,497,000 |