Call reports 2001
PATRONS BANK, NATIONAL ASSOCIATION — 2001
What PATRONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,483,000 | 108,588,000 | 107,946,000 | 109,122,000 |
| Total loans | 72,147,000 | 69,970,000 | 70,390,000 | 71,269,000 |
| Allowance for loan losses | 756,000 | 798,000 | 798,000 | 738,000 |
| Securities available for sale | 34,459,000 | 31,823,000 | 30,716,000 | 30,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,991,000 | 89,269,000 | 88,541,000 | 88,778,000 |
| Interest-bearing deposits | 73,394,000 | 72,810,000 | 72,918,000 | 73,235,000 |
| Noninterest-bearing deposits | 16,597,000 | 16,459,000 | 15,623,000 | 15,543,000 |
| Equity capital | 13,227,000 | 13,636,000 | 14,143,000 | 13,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,208,000 | 4,394,000 | 6,467,000 | 8,396,000 |
| Interest expense | 961,000 | 1,769,000 | 2,456,000 | 3,011,000 |
| Net interest income | 1,247,000 | 2,625,000 | 4,011,000 | 5,385,000 |
| Noninterest income | 275,000 | 573,000 | 879,000 | 1,173,000 |
| Noninterest expense | 889,000 | 1,809,000 | 2,735,000 | 3,641,000 |
| Provision for loan losses | 24,000 | 48,000 | 73,000 | 147,000 |
| Pretax income | 635,000 | 1,367,000 | 2,108,000 | 2,796,000 |
| Income tax | 61,000 | 61,000 | 81,000 | 86,000 |
| Net income | 574,000 | 1,306,000 | 2,027,000 | 2,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,306,000 | 13,791,000 | 13,804,000 | 13,443,000 |
| Total capital | 14,062,000 | 14,589,000 | 14,602,000 | 14,181,000 |
| Risk-weighted assets | 72,866,000 | 70,718,000 | 70,716,000 | 72,623,000 |