Call reports 2001
MOBILE COUNTY BANK — 2001
What MOBILE COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,333,000 | 36,444,000 | 37,262,000 | 40,285,000 |
| Total loans | 20,329,000 | 21,384,000 | 20,521,000 | 20,911,000 |
| Allowance for loan losses | 263,000 | 273,000 | 252,000 | 264,000 |
| Securities available for sale | 7,158,000 | 8,289,000 | 8,849,000 | 8,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,020,000 | 33,046,000 | 33,789,000 | 36,840,000 |
| Interest-bearing deposits | 25,899,000 | 25,321,000 | 25,704,000 | 28,145,000 |
| Noninterest-bearing deposits | 7,121,000 | 7,725,000 | 8,085,000 | 8,695,000 |
| Equity capital | 3,038,000 | 3,085,000 | 3,207,000 | 3,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,337,000 | 2,012,000 | 2,654,000 |
| Interest expense | 291,000 | 578,000 | 860,000 | 1,128,000 |
| Net interest income | 374,000 | 759,000 | 1,152,000 | 1,526,000 |
| Noninterest income | 117,000 | 237,000 | 352,000 | 479,000 |
| Noninterest expense | 359,000 | 718,000 | 1,094,000 | 1,471,000 |
| Provision for loan losses | 18,000 | 36,000 | 62,000 | 92,000 |
| Pretax income | 114,000 | 242,000 | 348,000 | 442,000 |
| Income tax | 24,000 | 60,000 | 80,000 | 96,000 |
| Net income | 90,000 | 182,000 | 268,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,901,000 | 2,926,000 | 3,001,000 | 3,072,000 |
| Total capital | 3,164,000 | 3,199,000 | 3,253,000 | 3,336,000 |
| Risk-weighted assets | 23,967,000 | 25,046,000 | 25,535,000 | 26,593,000 |