Call reports 2001
FALMOUTH CO-OPERATIVE BANK — 2001
What FALMOUTH CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 137,443,000 | 146,117,000 | 146,269,000 | 146,740,000 |
| Total loans | 112,232,000 | 116,850,000 | 113,499,000 | 111,528,000 |
| Allowance for loan losses | 870,000 | 900,000 | 945,000 | 995,000 |
| Securities available for sale | 8,692,000 | 8,086,000 | 9,382,000 | 12,103,000 |
| Securities held to maturity | 8,397,000 | 8,408,000 | 9,949,000 | 16,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,660,000 | 119,757,000 | 122,337,000 | 122,110,000 |
| Interest-bearing deposits | 97,634,000 | 104,116,000 | 106,029,000 | 107,415,000 |
| Noninterest-bearing deposits | 13,026,000 | 15,641,000 | 16,308,000 | 14,695,000 |
| Equity capital | 16,434,000 | 16,862,000 | 14,870,000 | 15,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,373,000 | 4,799,000 | 7,262,000 | 9,531,000 |
| Interest expense | 1,161,000 | 2,312,000 | 3,415,000 | 4,407,000 |
| Net interest income | 1,212,000 | 2,487,000 | 3,847,000 | 5,124,000 |
| Noninterest income | 89,000 | 202,000 | 350,000 | 673,000 |
| Noninterest expense | 832,000 | 1,640,000 | 2,451,000 | 3,257,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 155,000 |
| Pretax income | 517,000 | 1,106,000 | 1,758,000 | 2,519,000 |
| Income tax | 178,000 | 381,000 | 609,000 | 875,000 |
| Net income | 339,000 | 725,000 | 1,149,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,443,000 | 16,879,000 | 14,793,000 | 15,487,000 |
| Total capital | 17,313,000 | 17,779,000 | 15,738,000 | 16,482,000 |
| Risk-weighted assets | 88,339,000 | 92,721,000 | 93,206,000 | 99,750,000 |