Call reports 2025
BRAZOS NATIONAL BANK — 2025
What BRAZOS NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 30,563,000 | 31,984,000 | 31,829,000 | 31,222,000 |
| Total loans | 20,536,000 | 24,055,000 | 22,513,000 | 21,486,000 |
| Allowance for loan losses | 237,000 | 256,000 | 102,000 | 86,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,784,000 | 11,187,000 | 10,712,000 | 9,887,000 |
| Interest-bearing deposits | 2,663,000 | 2,641,000 | 2,625,000 | 2,479,000 |
| Noninterest-bearing deposits | 7,121,000 | 8,546,000 | 8,087,000 | 7,408,000 |
| Equity capital | 15,660,000 | 15,671,000 | 15,968,000 | 16,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 942,000 | 1,460,000 | 1,980,000 |
| Interest expense | 2,000 | 5,000 | 6,000 | 9,000 |
| Net interest income | 447,000 | 937,000 | 1,454,000 | 1,971,000 |
| Noninterest income | 755,000 | 1,551,000 | 2,494,000 | 3,381,000 |
| Noninterest expense | 1,058,000 | 2,314,000 | 3,630,000 | 4,799,000 |
| Provision for loan losses | -5,000 | 14,000 | -140,000 | -156,000 |
| Pretax income | 149,000 | 160,000 | 458,000 | 709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 160,000 | 458,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,447,000 | 14,458,000 | 14,755,000 | 15,007,000 |
| Total capital | 14,659,000 | 14,690,000 | 14,857,000 | 15,093,000 |
| Risk-weighted assets | 16,940,000 | 18,554,000 | 17,626,000 | 17,231,000 |