Call reports 2024
BRAZOS NATIONAL BANK — 2024
What BRAZOS NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 30,785,000 | 32,115,000 | 29,999,000 | 28,567,000 |
| Total loans | 22,118,000 | 21,440,000 | 20,339,000 | 19,518,000 |
| Allowance for loan losses | 230,000 | 263,000 | 235,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,572,000 | 11,788,000 | 11,436,000 | 10,920,000 |
| Interest-bearing deposits | 3,352,000 | 3,195,000 | 2,850,000 | 2,604,000 |
| Noninterest-bearing deposits | 9,220,000 | 8,593,000 | 8,586,000 | 8,316,000 |
| Equity capital | 15,120,000 | 15,219,000 | 15,429,000 | 15,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 985,000 | 1,494,000 | 1,983,000 |
| Interest expense | 4,000 | 6,000 | 8,000 | 9,000 |
| Net interest income | 483,000 | 979,000 | 1,486,000 | 1,974,000 |
| Noninterest income | 580,000 | 1,301,000 | 2,148,000 | 2,816,000 |
| Noninterest expense | 1,029,000 | 2,114,000 | 3,287,000 | 4,353,000 |
| Provision for loan losses | -6,000 | 27,000 | -1,000 | 6,000 |
| Pretax income | 40,000 | 139,000 | 348,000 | 431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 139,000 | 348,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,907,000 | 14,006,000 | 14,216,000 | 14,298,000 |
| Total capital | 14,129,000 | 14,235,000 | 14,433,000 | 14,506,000 |
| Risk-weighted assets | 17,812,000 | 18,333,000 | 17,388,000 | 16,675,000 |