Call reports 2023
BRAZOS NATIONAL BANK — 2023
What BRAZOS NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 27,601,000 | 28,827,000 | 28,751,000 | 28,508,000 |
| Total loans | 15,071,000 | 18,745,000 | 16,330,000 | 21,873,000 |
| Allowance for loan losses | 135,000 | 123,000 | 184,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,655,000 | 13,799,000 | 13,564,000 | 13,301,000 |
| Interest-bearing deposits | 4,311,000 | 4,470,000 | 3,959,000 | 3,681,000 |
| Noninterest-bearing deposits | 8,344,000 | 9,329,000 | 9,605,000 | 9,620,000 |
| Equity capital | 14,835,000 | 14,966,000 | 15,080,000 | 15,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 729,000 | 1,154,000 | 1,609,000 |
| Interest expense | 3,000 | 7,000 | 10,000 | 13,000 |
| Net interest income | 344,000 | 722,000 | 1,144,000 | 1,596,000 |
| Noninterest income | 613,000 | 1,492,000 | 2,336,000 | 2,904,000 |
| Noninterest expense | 997,000 | 2,135,000 | 3,226,000 | 4,194,000 |
| Provision for loan losses | 0 | -12,000 | 49,000 | 101,000 |
| Pretax income | -40,000 | 91,000 | 205,000 | 205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | 91,000 | 205,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,622,000 | 13,753,000 | 13,867,000 | 13,867,000 |
| Total capital | 13,757,000 | 13,876,000 | 14,051,000 | 14,088,000 |
| Risk-weighted assets | 15,011,000 | 16,588,000 | 16,010,000 | 17,677,000 |