Call reports 2022
BRAZOS NATIONAL BANK — 2022
What BRAZOS NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 28,902,000 | 29,446,000 | 29,385,000 | 29,132,000 |
| Total loans | 15,873,000 | 15,337,000 | 13,140,000 | 16,473,000 |
| Allowance for loan losses | 114,000 | 119,000 | 126,000 | 128,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,029,000 | 14,608,000 | 14,512,000 | 14,305,000 |
| Interest-bearing deposits | 4,174,000 | 4,348,000 | 4,356,000 | 4,491,000 |
| Noninterest-bearing deposits | 9,855,000 | 10,260,000 | 10,156,000 | 9,814,000 |
| Equity capital | 14,746,000 | 14,726,000 | 14,735,000 | 14,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 463,000 | 758,000 | 1,100,000 |
| Interest expense | 4,000 | 7,000 | 11,000 | 15,000 |
| Net interest income | 222,000 | 456,000 | 747,000 | 1,085,000 |
| Noninterest income | 1,231,000 | 2,346,000 | 3,253,000 | 3,843,000 |
| Noninterest expense | 1,421,000 | 2,785,000 | 3,967,000 | 4,957,000 |
| Provision for loan losses | -5,000 | 0 | 7,000 | 9,000 |
| Pretax income | 37,000 | 17,000 | 26,000 | -38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 17,000 | 26,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,533,000 | 13,513,000 | 13,522,000 | 13,459,000 |
| Total capital | 13,647,000 | — | — | 13,587,000 |
| Risk-weighted assets | 15,230,000 | — | — | 15,594,000 |