Call reports 2021
BRAZOS NATIONAL BANK — 2021
What BRAZOS NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 42,307,000 | 32,898,000 | 31,518,000 | 28,767,000 |
| Total loans | 23,196,000 | 19,635,000 | 17,894,000 | 15,588,000 |
| Allowance for loan losses | 132,000 | 129,000 | 120,000 | 119,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,419,000 | 18,640,000 | 16,722,000 | 13,926,000 |
| Interest-bearing deposits | 14,495,000 | 9,156,000 | 6,003,000 | 4,159,000 |
| Noninterest-bearing deposits | 8,924,000 | 9,484,000 | 10,719,000 | 9,767,000 |
| Equity capital | 13,572,000 | 14,007,000 | 14,513,000 | 14,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 495,000 | 736,000 | 965,000 |
| Interest expense | 11,000 | 18,000 | 24,000 | 28,000 |
| Net interest income | 241,000 | 477,000 | 712,000 | 937,000 |
| Noninterest income | 3,353,000 | 5,731,000 | 8,011,000 | 9,986,000 |
| Noninterest expense | 2,691,000 | 4,872,000 | 6,891,000 | 8,896,000 |
| Provision for loan losses | -20,000 | -23,000 | -32,000 | -33,000 |
| Pretax income | 923,000 | 1,359,000 | 1,864,000 | 2,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 923,000 | 1,359,000 | 1,864,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,359,000 | 12,794,000 | 13,300,000 | 13,496,000 |
| Total capital | 12,491,000 | 12,923,000 | 13,420,000 | 13,615,000 |
| Risk-weighted assets | 20,139,000 | 17,250,000 | 16,510,000 | 15,209,000 |