Call reports 2020
BRAZOS NATIONAL BANK — 2020
What BRAZOS NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,639,000 | 37,234,000 | 42,183,000 | 41,651,000 |
| Total loans | 27,575,000 | 27,353,000 | 33,386,000 | 24,743,000 |
| Allowance for loan losses | 176,000 | 176,000 | 152,000 | 152,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,705,000 | 21,293,000 | 25,159,000 | 23,951,000 |
| Interest-bearing deposits | 14,153,000 | 13,321,000 | 16,693,000 | 15,541,000 |
| Noninterest-bearing deposits | 6,552,000 | 7,972,000 | 8,466,000 | 8,410,000 |
| Equity capital | 9,569,000 | 10,400,000 | 11,643,000 | 12,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 665,000 | 989,000 | 1,273,000 |
| Interest expense | 26,000 | 68,000 | 94,000 | 110,000 |
| Net interest income | 310,000 | 597,000 | 895,000 | 1,163,000 |
| Noninterest income | 1,486,000 | 4,061,000 | 7,107,000 | 10,717,000 |
| Noninterest expense | 1,599,000 | 3,630,000 | 5,927,000 | 8,799,000 |
| Provision for loan losses | 6,000 | 6,000 | -18,000 | -18,000 |
| Pretax income | 191,000 | 1,022,000 | 2,093,000 | 3,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 1,022,000 | 2,093,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,356,000 | 9,187,000 | 10,430,000 | 11,436,000 |
| Total capital | — | — | 10,582,000 | — |
| Risk-weighted assets | — | — | 23,266,000 | — |