Call reports 2019
BRAZOS NATIONAL BANK — 2019
What BRAZOS NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,201,000 | 29,252,000 | 32,735,000 | 29,476,000 |
| Total loans | 25,707,000 | 23,491,000 | 26,470,000 | 24,664,000 |
| Allowance for loan losses | 186,000 | 159,000 | 162,000 | 170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,425,000 | 15,218,000 | 16,378,000 | 14,780,000 |
| Interest-bearing deposits | 8,146,000 | 7,860,000 | 8,254,000 | 7,349,000 |
| Noninterest-bearing deposits | 7,279,000 | 7,358,000 | 8,124,000 | 7,431,000 |
| Equity capital | 8,621,000 | 8,804,000 | 9,109,000 | 9,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 765,000 | 1,125,000 | 1,488,000 |
| Interest expense | 7,000 | 38,000 | 65,000 | 90,000 |
| Net interest income | 359,000 | 727,000 | 1,060,000 | 1,398,000 |
| Noninterest income | 1,143,000 | 2,418,000 | 4,007,000 | 5,692,000 |
| Noninterest expense | 1,361,000 | 2,848,000 | 4,463,000 | 6,208,000 |
| Provision for loan losses | 20,000 | -7,000 | -4,000 | 4,000 |
| Pretax income | 121,000 | 304,000 | 608,000 | 878,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 304,000 | 608,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,408,000 | 7,591,000 | 7,896,000 | 8,165,000 |
| Total capital | 7,594,000 | 7,750,000 | 8,058,000 | 8,335,000 |
| Risk-weighted assets | 16,539,000 | 15,204,000 | 16,554,000 | 15,388,000 |