Call reports 2018
BRAZOS NATIONAL BANK — 2018
What BRAZOS NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 28,205,000 | 28,099,000 | 25,417,000 | 26,678,000 |
| Total loans | 22,268,000 | 19,738,000 | 19,919,000 | 22,448,000 |
| Allowance for loan losses | 184,000 | 159,000 | 159,000 | 166,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,266,000 | 14,997,000 | 13,920,000 | 11,053,000 |
| Interest-bearing deposits | 4,440,000 | 3,948,000 | 3,724,000 | 3,701,000 |
| Noninterest-bearing deposits | 10,826,000 | 11,049,000 | 10,196,000 | 7,352,000 |
| Equity capital | 7,820,000 | 8,003,000 | 8,405,000 | 8,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 725,000 | 1,059,000 | 1,391,000 |
| Interest expense | 4,000 | 8,000 | 12,000 | 15,000 |
| Net interest income | 367,000 | 717,000 | 1,047,000 | 1,376,000 |
| Noninterest income | 894,000 | 2,087,000 | 3,638,000 | 4,743,000 |
| Noninterest expense | 1,193,000 | 2,578,000 | 4,057,000 | 5,388,000 |
| Provision for loan losses | 0 | -25,000 | -25,000 | -18,000 |
| Pretax income | 68,000 | 251,000 | 653,000 | 749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 251,000 | 653,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,607,000 | 6,790,000 | 7,192,000 | 7,287,000 |
| Total capital | 6,784,000 | 6,949,000 | 7,351,000 | 7,453,000 |
| Risk-weighted assets | 14,226,000 | 13,433,000 | 12,950,000 | 14,235,000 |