Call reports 2016
BRAZOS NATIONAL BANK — 2016
What BRAZOS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 30,699,000 | 32,066,000 | 29,740,000 | 29,088,000 |
| Total loans | 25,222,000 | 24,518,000 | 24,263,000 | 21,177,000 |
| Allowance for loan losses | 175,000 | 178,000 | 178,000 | 178,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,026,000 | 19,131,000 | 16,629,000 | 16,784,000 |
| Interest-bearing deposits | 13,047,000 | 13,539,000 | 11,478,000 | 9,585,000 |
| Noninterest-bearing deposits | 5,979,000 | 5,592,000 | 5,151,000 | 7,199,000 |
| Equity capital | 6,203,000 | 6,560,000 | 6,842,000 | 7,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 751,000 | 1,105,000 | 1,447,000 |
| Interest expense | 10,000 | 25,000 | 39,000 | 54,000 |
| Net interest income | 355,000 | 726,000 | 1,066,000 | 1,393,000 |
| Noninterest income | 1,547,000 | 3,349,000 | 5,037,000 | 6,677,000 |
| Noninterest expense | 1,557,000 | 3,370,000 | 5,116,000 | 6,848,000 |
| Provision for loan losses | 6,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 339,000 | 696,000 | 978,000 | 1,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 696,000 | 978,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,990,000 | 5,347,000 | 5,629,000 | 5,864,000 |
| Total capital | 5,165,000 | 5,525,000 | 5,807,000 | 6,022,000 |
| Risk-weighted assets | 14,926,000 | 14,819,000 | 14,290,000 | 12,593,000 |