Call reports 2015
BRAZOS NATIONAL BANK — 2015
What BRAZOS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,964,000 | 26,907,000 | 27,147,000 | 30,170,000 |
| Total loans | 21,090,000 | 22,681,000 | 22,132,000 | 22,006,000 |
| Allowance for loan losses | 133,000 | 133,000 | 140,000 | 172,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,626,000 | 16,245,000 | 16,096,000 | 19,008,000 |
| Interest-bearing deposits | 8,930,000 | 7,805,000 | 7,860,000 | 9,678,000 |
| Noninterest-bearing deposits | 8,696,000 | 8,440,000 | 8,236,000 | 9,330,000 |
| Equity capital | 5,210,000 | 5,439,000 | 5,781,000 | 5,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 559,000 | 881,000 | 1,289,000 |
| Interest expense | 7,000 | 13,000 | 18,000 | 27,000 |
| Net interest income | 274,000 | 546,000 | 863,000 | 1,262,000 |
| Noninterest income | 1,032,000 | 2,559,000 | 4,343,000 | 5,627,000 |
| Noninterest expense | 1,260,000 | 2,831,000 | 4,582,000 | 6,150,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 39,000 |
| Pretax income | 46,000 | 274,000 | 617,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 274,000 | 617,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,997,000 | 4,226,000 | 4,568,000 | 4,651,000 |
| Total capital | 4,130,000 | 4,359,000 | 4,708,000 | 4,823,000 |
| Risk-weighted assets | 11,525,000 | 13,412,000 | 12,394,000 | 14,193,000 |