Call reports 2014
BRAZOS NATIONAL BANK — 2014
What BRAZOS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 24,040,000 | 24,171,000 | 22,825,000 | 23,904,000 |
| Total loans | 13,977,000 | 15,333,000 | 16,361,000 | 19,423,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 133,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,952,000 | 15,026,000 | 13,514,000 | 13,405,000 |
| Interest-bearing deposits | 9,329,000 | 9,176,000 | 7,932,000 | 7,812,000 |
| Noninterest-bearing deposits | 5,623,000 | 5,850,000 | 5,582,000 | 5,593,000 |
| Equity capital | 4,864,000 | 4,933,000 | 5,043,000 | 5,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 529,000 | 798,000 | 1,075,000 |
| Interest expense | 9,000 | 16,000 | 24,000 | 31,000 |
| Net interest income | 256,000 | 513,000 | 774,000 | 1,044,000 |
| Noninterest income | 1,008,000 | 1,858,000 | 2,942,000 | 3,861,000 |
| Noninterest expense | 1,218,000 | 2,216,000 | 3,491,000 | 4,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 46,000 | 155,000 | 225,000 | 346,000 |
| Income tax | 0 | 40,000 | 0 | 0 |
| Net income | 46,000 | 115,000 | 225,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,651,000 | 3,720,000 | 3,830,000 | 3,951,000 |
| Total capital | 3,781,000 | 3,850,000 | 3,960,000 | 4,084,000 |
| Risk-weighted assets | 14,713,000 | 11,384,000 | 10,783,000 | 12,451,000 |