Call reports 2013
BRAZOS NATIONAL BANK — 2013
What BRAZOS NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,933,000 | 26,812,000 | 27,395,000 | 24,102,000 |
| Total loans | 18,431,000 | 17,908,000 | 17,729,000 | 17,837,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,833,000 | 15,603,000 | 15,396,000 | 15,080,000 |
| Interest-bearing deposits | 11,558,000 | 10,643,000 | 10,195,000 | 9,879,000 |
| Noninterest-bearing deposits | 5,275,000 | 4,960,000 | 5,201,000 | 5,201,000 |
| Equity capital | 4,891,000 | 5,047,000 | 4,962,000 | 4,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 512,000 | 767,000 | 1,058,000 |
| Interest expense | 10,000 | 19,000 | 28,000 | 36,000 |
| Net interest income | 254,000 | 493,000 | 739,000 | 1,022,000 |
| Noninterest income | 1,174,000 | 2,719,000 | 4,065,000 | 5,093,000 |
| Noninterest expense | 1,345,000 | 2,973,000 | 4,650,000 | 5,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 239,000 | 154,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 70,000 |
| Net income | 83,000 | 239,000 | 154,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,678,000 | 3,834,000 | 3,749,000 | 3,605,000 |
| Total capital | 3,808,000 | 3,964,000 | 3,879,000 | 3,735,000 |
| Risk-weighted assets | 22,143,000 | 16,587,000 | 12,148,000 | 15,009,000 |