Call reports 2012
BRAZOS NATIONAL BANK — 2012
What BRAZOS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,512,000 | 21,784,000 | 28,483,000 | 28,750,000 |
| Total loans | 15,103,000 | 18,249,000 | 20,292,000 | 21,485,000 |
| Allowance for loan losses | 130,000 | 131,000 | 132,000 | 132,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,785,000 | 16,982,000 | 17,620,000 | 17,009,000 |
| Interest-bearing deposits | 10,600,000 | 11,797,000 | 11,527,000 | 11,225,000 |
| Noninterest-bearing deposits | 5,185,000 | 5,185,000 | 6,093,000 | 5,784,000 |
| Equity capital | 4,597,000 | 4,784,000 | 4,729,000 | 4,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 572,000 | 852,000 | 1,125,000 |
| Interest expense | 15,000 | 28,000 | 41,000 | 52,000 |
| Net interest income | 267,000 | 544,000 | 811,000 | 1,073,000 |
| Noninterest income | 920,000 | 1,917,000 | 2,800,000 | 3,983,000 |
| Noninterest expense | 1,024,000 | 2,109,000 | 3,191,000 | 4,478,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 2,000 |
| Pretax income | 163,000 | 351,000 | 418,000 | 576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 351,000 | 418,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,384,000 | 3,571,000 | 3,516,000 | 3,595,000 |
| Total capital | 3,514,000 | 3,702,000 | 3,648,000 | 3,727,000 |
| Risk-weighted assets | 19,649,000 | 14,076,000 | 16,356,000 | 21,775,000 |