Call reports 2010
BRAZOS NATIONAL BANK — 2010
What BRAZOS NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,443,000 | 22,265,000 | 24,779,000 | 25,278,000 |
| Total loans | 9,365,000 | 13,581,000 | 12,118,000 | 14,500,000 |
| Allowance for loan losses | 79,000 | 79,000 | 110,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,334,000 | 14,977,000 | 16,376,000 | 16,776,000 |
| Interest-bearing deposits | 8,655,000 | 10,887,000 | 12,373,000 | 12,963,000 |
| Noninterest-bearing deposits | 3,679,000 | 4,090,000 | 4,003,000 | 3,813,000 |
| Equity capital | 3,562,000 | 3,715,000 | 4,257,000 | 4,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 338,000 | 594,000 | 858,000 |
| Interest expense | 18,000 | 34,000 | 51,000 | 77,000 |
| Net interest income | 128,000 | 304,000 | 543,000 | 781,000 |
| Noninterest income | 304,000 | 915,000 | 1,723,000 | 2,340,000 |
| Noninterest expense | 432,000 | 1,067,000 | 1,841,000 | 2,556,000 |
| Provision for loan losses | 40,000 | 39,000 | 70,000 | 89,000 |
| Pretax income | -40,000 | 113,000 | 355,000 | 476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | 113,000 | 355,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,349,000 | 2,502,000 | 3,044,000 | 3,150,000 |
| Total capital | 2,428,000 | 2,581,000 | 3,154,000 | 3,275,000 |
| Risk-weighted assets | 13,750,000 | 16,510,000 | 19,593,000 | 18,831,000 |