Call reports 2008
BRAZOS NATIONAL BANK — 2008
What BRAZOS NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,896,000 | 19,348,000 | 19,335,000 | 19,588,000 |
| Total loans | 3,070,000 | 3,339,000 | 3,033,000 | 3,470,000 |
| Allowance for loan losses | 39,000 | 39,000 | 39,000 | 39,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,009,000 | 1,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,121,000 | 15,606,000 | 15,573,000 | 15,809,000 |
| Interest-bearing deposits | 9,974,000 | 9,952,000 | 10,892,000 | 10,541,000 |
| Noninterest-bearing deposits | 5,147,000 | 5,654,000 | 4,681,000 | 5,268,000 |
| Equity capital | 3,586,000 | 3,536,000 | 3,593,000 | 3,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 353,000 | 516,000 | 697,000 |
| Interest expense | 59,000 | 106,000 | 149,000 | 189,000 |
| Net interest income | 123,000 | 247,000 | 367,000 | 508,000 |
| Noninterest income | 41,000 | 79,000 | 114,000 | 144,000 |
| Noninterest expense | 129,000 | 261,000 | 359,000 | 504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 65,000 | 122,000 | 148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 65,000 | 122,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,378,000 | 2,328,000 | 2,380,000 | 2,405,000 |
| Total capital | 2,417,000 | 2,367,000 | 2,419,000 | 2,444,000 |
| Risk-weighted assets | 12,255,000 | 14,311,000 | 14,414,000 | 13,656,000 |