Call reports 2007
BRAZOS NATIONAL BANK — 2007
What BRAZOS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 14,583,000 | 17,022,000 | 16,172,000 | 17,909,000 |
| Total loans | 3,200,000 | 3,127,000 | 3,063,000 | 3,309,000 |
| Allowance for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,998,000 | 2,999,000 | 2,000,000 | 998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,243,000 | 14,668,000 | 13,727,000 | 14,160,000 |
| Interest-bearing deposits | 8,553,000 | 9,182,000 | 10,263,000 | 10,738,000 |
| Noninterest-bearing deposits | 3,690,000 | 5,486,000 | 3,464,000 | 3,422,000 |
| Equity capital | 2,281,000 | 2,276,000 | 2,352,000 | 3,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 405,000 | 627,000 | 831,000 |
| Interest expense | 44,000 | 91,000 | 140,000 | 202,000 |
| Net interest income | 148,000 | 314,000 | 487,000 | 629,000 |
| Noninterest income | 40,000 | 280,000 | 314,000 | 409,000 |
| Noninterest expense | 119,000 | 420,000 | 553,000 | 678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 174,000 | 248,000 | 360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 174,000 | 248,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,281,000 | 2,276,000 | 2,352,000 | 2,343,000 |
| Total capital | 2,321,000 | 2,316,000 | 2,392,000 | 2,383,000 |
| Risk-weighted assets | 7,733,000 | 8,859,000 | 8,724,000 | 13,041,000 |