Call reports 2006
BRAZOS NATIONAL BANK — 2006
What BRAZOS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 13,531,000 | 13,308,000 | 13,654,000 | 14,051,000 |
| Total loans | 3,358,000 | 3,003,000 | 3,231,000 | 2,993,000 |
| Allowance for loan losses | 39,000 | 40,000 | 40,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,508,000 | 3,508,000 | 2,504,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,245,000 | 10,990,000 | 11,321,000 | 11,714,000 |
| Interest-bearing deposits | 7,737,000 | 7,320,000 | 7,739,000 | 8,431,000 |
| Noninterest-bearing deposits | 3,508,000 | 3,670,000 | 3,582,000 | 3,283,000 |
| Equity capital | 2,243,000 | 2,270,000 | 2,273,000 | 2,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 157,000 | 327,000 | 505,000 | 686,000 |
| Interest expense | 27,000 | 56,000 | 92,000 | 129,000 |
| Net interest income | 130,000 | 271,000 | 413,000 | 557,000 |
| Noninterest income | 40,000 | 77,000 | 116,000 | 155,000 |
| Noninterest expense | 117,000 | 235,000 | 352,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 113,000 | 177,000 | 231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 113,000 | 177,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,243,000 | 2,270,000 | 2,273,000 | 2,280,000 |
| Total capital | 2,282,000 | 2,310,000 | 2,313,000 | 2,320,000 |
| Risk-weighted assets | 7,630,000 | 7,308,000 | 7,589,000 | 7,669,000 |