Call reports 2005
BRAZOS NATIONAL BANK — 2005
What BRAZOS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 13,170,000 | 13,907,000 | 14,424,000 | 14,160,000 |
| Total loans | 3,517,000 | 3,729,000 | 3,580,000 | 3,436,000 |
| Allowance for loan losses | 42,000 | 42,000 | 42,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,064,000 | 5,049,000 | 5,024,000 | 5,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,882,000 | 11,619,000 | 12,106,000 | 11,867,000 |
| Interest-bearing deposits | 7,685,000 | 7,784,000 | 8,148,000 | 8,577,000 |
| Noninterest-bearing deposits | 3,197,000 | 3,835,000 | 3,958,000 | 3,290,000 |
| Equity capital | 2,252,000 | 2,252,000 | 2,272,000 | 2,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 255,000 | 400,000 | 555,000 |
| Interest expense | 17,000 | 36,000 | 58,000 | 81,000 |
| Net interest income | 108,000 | 219,000 | 342,000 | 474,000 |
| Noninterest income | 45,000 | 79,000 | 115,000 | 148,000 |
| Noninterest expense | 116,000 | 226,000 | 338,000 | 459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 72,000 | 119,000 | 163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 72,000 | 119,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,252,000 | 2,252,000 | 2,272,000 | 2,253,000 |
| Total capital | 2,294,000 | 2,294,000 | 2,314,000 | 2,293,000 |
| Risk-weighted assets | 7,637,000 | 8,092,000 | 12,466,000 | 8,025,000 |