Call reports 2004
BRAZOS NATIONAL BANK — 2004
What BRAZOS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 13,573,000 | 12,895,000 | 13,279,000 | 13,037,000 |
| Total loans | 3,776,000 | 3,155,000 | 3,169,000 | 3,366,000 |
| Allowance for loan losses | 43,000 | 43,000 | 43,000 | 42,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,580,000 | 6,056,000 | 6,092,000 | 6,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,299,000 | 10,607,000 | 11,007,000 | 10,759,000 |
| Interest-bearing deposits | 7,871,000 | 7,457,000 | 7,537,000 | 7,446,000 |
| Noninterest-bearing deposits | 3,428,000 | 3,150,000 | 3,470,000 | 3,313,000 |
| Equity capital | 2,249,000 | 2,255,000 | 2,234,000 | 2,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 233,000 | 348,000 | 466,000 |
| Interest expense | 15,000 | 29,000 | 42,000 | 58,000 |
| Net interest income | 104,000 | 204,000 | 306,000 | 408,000 |
| Noninterest income | 50,000 | 95,000 | 140,000 | 179,000 |
| Noninterest expense | 121,000 | 240,000 | 360,000 | 486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 59,000 | 86,000 | 101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 59,000 | 86,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,249,000 | 2,255,000 | 2,234,000 | 2,237,000 |
| Total capital | 2,292,000 | 2,298,000 | 2,277,000 | 2,279,000 |
| Risk-weighted assets | 7,254,000 | 6,894,000 | 6,966,000 | 6,676,000 |