Call reports 2003
BRAZOS NATIONAL BANK — 2003
What BRAZOS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,933,000 | 13,443,000 | 13,089,000 | 13,762,000 |
| Total loans | 4,349,000 | 4,586,000 | 4,403,000 | 4,129,000 |
| Allowance for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,612,000 | 5,603,000 | 5,573,000 | 5,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,666,000 | 11,174,000 | 10,814,000 | 11,488,000 |
| Interest-bearing deposits | 7,918,000 | 7,590,000 | 7,508,000 | 8,046,000 |
| Noninterest-bearing deposits | 3,748,000 | 3,584,000 | 3,306,000 | 3,442,000 |
| Equity capital | 2,236,000 | 2,237,000 | 2,238,000 | 2,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 276,000 | 408,000 | 534,000 |
| Interest expense | 23,000 | 43,000 | 62,000 | 78,000 |
| Net interest income | 117,000 | 233,000 | 346,000 | 456,000 |
| Noninterest income | 44,000 | 83,000 | 126,000 | 173,000 |
| Noninterest expense | 128,000 | 253,000 | 371,000 | 502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 63,000 | 101,000 | 127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 63,000 | 101,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,236,000 | 2,237,000 | 2,238,000 | 2,232,000 |
| Total capital | 2,279,000 | 2,280,000 | 2,281,000 | 2,275,000 |
| Risk-weighted assets | 7,910,000 | 7,904,000 | 7,523,000 | 7,483,000 |