Call reports 2002
BRAZOS NATIONAL BANK — 2002
What BRAZOS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,667,000 | 13,784,000 | 13,786,000 | 13,989,000 |
| Total loans | 4,835,000 | 4,983,000 | 4,588,000 | 4,576,000 |
| Allowance for loan losses | 46,000 | 45,000 | 48,000 | 48,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,054,000 | 5,563,000 | 5,620,000 | 5,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,388,000 | 11,490,000 | 11,493,000 | 11,716,000 |
| Interest-bearing deposits | 7,991,000 | 7,629,000 | 7,910,000 | 8,073,000 |
| Noninterest-bearing deposits | 3,397,000 | 3,861,000 | 3,583,000 | 3,643,000 |
| Equity capital | 2,236,000 | 2,244,000 | 2,238,000 | 2,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 321,000 | 476,000 | 618,000 |
| Interest expense | 35,000 | 66,000 | 96,000 | 123,000 |
| Net interest income | 125,000 | 255,000 | 380,000 | 495,000 |
| Noninterest income | 49,000 | 96,000 | 146,000 | 185,000 |
| Noninterest expense | 146,000 | 277,000 | 408,000 | 544,000 |
| Provision for loan losses | -70,000 | -70,000 | -70,000 | -70,000 |
| Pretax income | 98,000 | 144,000 | 188,000 | 206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 144,000 | 188,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,236,000 | 2,244,000 | 2,238,000 | 2,228,000 |
| Total capital | 2,282,000 | 2,289,000 | 2,286,000 | 2,276,000 |
| Risk-weighted assets | 7,338,000 | 7,517,000 | 7,381,000 | 7,018,000 |