Call reports 2001
BRAZOS NATIONAL BANK — 2001
What BRAZOS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,107,000 | 12,975,000 | 13,467,000 | 13,080,000 |
| Total loans | 5,990,000 | 5,538,000 | 5,173,000 | 4,615,000 |
| Allowance for loan losses | 58,000 | 48,000 | 51,000 | 49,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,552,000 | 3,572,000 | 3,561,000 | 5,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,801,000 | 10,669,000 | 11,220,000 | 10,779,000 |
| Interest-bearing deposits | 7,668,000 | 7,781,000 | 7,894,000 | 7,960,000 |
| Noninterest-bearing deposits | 3,133,000 | 2,888,000 | 3,326,000 | 2,819,000 |
| Equity capital | 2,247,000 | 2,236,000 | 2,171,000 | 2,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 437,000 | 630,000 | 800,000 |
| Interest expense | 69,000 | 138,000 | 201,000 | 245,000 |
| Net interest income | 160,000 | 299,000 | 429,000 | 555,000 |
| Noninterest income | 49,000 | 95,000 | 141,000 | 190,000 |
| Noninterest expense | 127,000 | 263,000 | 398,000 | 529,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 80,000 |
| Pretax income | 82,000 | 131,000 | 92,000 | 136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 131,000 | 92,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,247,000 | 2,236,000 | 2,171,000 | 2,234,000 |
| Total capital | 2,305,000 | 2,284,000 | 2,222,000 | 2,283,000 |
| Risk-weighted assets | 7,767,000 | 7,510,000 | 6,612,000 | 6,878,000 |