Call reports 2018
LAKESTONE BANK & TRUST — 2018
What LAKESTONE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 614,875,000 | 622,162,000 | 619,017,000 | 616,168,000 |
| Total loans | 344,706,000 | 355,673,000 | 358,945,000 | 363,861,000 |
| Allowance for loan losses | 1,701,000 | 1,700,000 | 1,731,000 | 1,697,000 |
| Securities available for sale | 213,259,000 | 209,967,000 | 202,855,000 | 195,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,111,000 | 547,487,000 | 540,830,000 | 542,493,000 |
| Interest-bearing deposits | 430,224,000 | 424,331,000 | 415,218,000 | 420,401,000 |
| Noninterest-bearing deposits | 123,887,000 | 123,156,000 | 125,612,000 | 122,092,000 |
| Equity capital | 56,945,000 | 57,805,000 | 57,770,000 | 59,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,552,000 | 11,227,000 | 17,031,000 | 22,913,000 |
| Interest expense | 347,000 | 782,000 | 1,320,000 | 1,968,000 |
| Net interest income | 5,205,000 | 10,445,000 | 15,711,000 | 20,945,000 |
| Noninterest income | 1,445,000 | 2,790,000 | 4,216,000 | 5,613,000 |
| Noninterest expense | 4,796,000 | 9,486,000 | 14,119,000 | 17,987,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,854,000 | 3,749,000 | 5,808,000 | 8,189,000 |
| Income tax | 277,000 | 557,000 | 871,000 | 1,229,000 |
| Net income | 1,577,000 | 3,192,000 | 4,937,000 | 6,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,772,000 | 61,881,000 | 63,102,000 | 63,910,000 |
| Total capital | 62,473,000 | 63,581,000 | 64,833,000 | 65,607,000 |
| Risk-weighted assets | 379,318,000 | 398,000,000 | 391,767,000 | 407,232,000 |