Call reports 2017
LAKESTONE BANK & TRUST — 2017
What LAKESTONE BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 596,201,000 | 590,978,000 | 595,294,000 | 602,429,000 |
| Total loans | 311,736,000 | 314,595,000 | 329,596,000 | 344,539,000 |
| Allowance for loan losses | 1,871,000 | 1,869,000 | 1,891,000 | 1,641,000 |
| Securities available for sale | 203,683,000 | 215,944,000 | 205,653,000 | 181,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,951,000 | 526,479,000 | 531,046,000 | 539,573,000 |
| Interest-bearing deposits | 407,629,000 | 406,646,000 | 406,817,000 | 415,157,000 |
| Noninterest-bearing deposits | 127,322,000 | 119,833,000 | 124,229,000 | 124,416,000 |
| Equity capital | 56,231,000 | 59,157,000 | 60,090,000 | 58,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,085,000 | 10,484,000 | 15,627,000 | 21,034,000 |
| Interest expense | 208,000 | 417,000 | 668,000 | 934,000 |
| Net interest income | 4,877,000 | 10,067,000 | 14,959,000 | 20,100,000 |
| Noninterest income | 1,549,000 | 2,994,000 | 4,436,000 | 5,898,000 |
| Noninterest expense | 4,535,000 | 9,163,000 | 13,510,000 | 17,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,877,000 | 3,883,000 | 5,840,000 | 7,709,000 |
| Income tax | 508,000 | 1,030,000 | 1,530,000 | 2,198,000 |
| Net income | 1,369,000 | 2,853,000 | 4,310,000 | 5,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,040,000 | 59,318,000 | 60,295,000 | 60,142,000 |
| Total capital | 59,911,000 | 61,187,000 | 62,186,000 | 61,783,000 |
| Risk-weighted assets | 338,730,000 | 350,074,000 | 358,839,000 | 372,628,000 |